The benefits offered to our corporate clients under the
proposed scheme have been designed to be very comprehensive to take care
of the general medical needs of all employees and their dependants. The
scope and benefits of this cover include:
Emergency
- Emergency evacuation by ambulance;
- Emergency room stabilization;
- Emergency life saving treatment for medical and surgical conditions, which are not limited to listed hospitals on our network.
General Medicine
- Cost of drugs and medications prescribed by the Physician;
- Out-patient and in-patient consultation and treatment;
- Hospital admission and treatment;
- Supply of drugs and medicaments;
- Chronic ailments like stroke, diabetes and hypertension.
- Physiotherapy.
- Mental illness for a maximum of 21days.
Paediatrics
- Out-patient and in-patient consultation and treatment;
- Child health services;
- Immunization/child welfare services;
- Specialist consultations and treatment;
- Cost of admission/hospitalization.
Obstetrics/Gynaecology
- Antenatal care/maternity services for four (4) live births;
- Cost of delivery including caesarian section, assisted delivery;
- Specialist consultation and treatment;
- Postnatal care;
- Cost of drugs and medicaments;
- Cost of hospitalization;
- Treatment of fibroid including surgery;
- Treatment of infertility up to approved limits.
Surgery
- Specialist consultations;
- Out-patient and in-patient surgical care;
- Cost of all drugs and medications prescribed by the Surgeon;
- Treatment for fractures/orthopedic conditions;
- Treatment for general surgical condition;
- Treatment for minor and major surgical conditions;
- Treatment of ear, nose and throat diseases.
Laboratory Investigations
- Routine and specialist investigations;
- X-rays and scans;
- CT scan and MRI where required for diagnosis by the specialist subject to approval by Expatcarehealth.
Dental
- Primary dental care
- Scaling and polishing;
- Amalgam filling;
- Simple extractions;
- Surgical extractions
- Treatment of Root Canal
Ophthalmology
- Specialist consultation;
- Eye test and treatment;
- Eye surgeries (simple and major);
- Cost of all drugs and medicament prescribed by the doctor;
- Out-patient and in-patient consultation and treatment;
- Cost of admission/hospitalization;
Limit of Cover
- Unlimited healthcare for staff and family per annum;
Territorial Limit of Cover
- All treatment shall be carried out in Nigeria.
PAYMENT TERMS
Premium is expected to be paid annually.
Hospitalization and Admissions
Staff may be placed on any of the following plans:
(1) Platinum Plan
They shall be entitled to admission in a private ward and use of highbrow hospitals in Band C
(2) Gold Plan
They shall be entitled to admission in private wards.
(3) Silver Plan
They shall be entitled to admission in semi-private wards.
(4) Bronze Plan
They shall be entitled to admission in general wards.
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